Start investing in 3 simple steps

Three simple steps to take your first step as an investor: save, plan, invest. Complete guide for mutual fund beginners.

  • Save

    The first step to achieving financial health is to save, meaning that your expenses are lower than your monthly income.

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  • Plan

    Before investing it is important to make a PLAN that guides your decisions. How?

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  • Invest

    You decided to save, you know why - now it's time to put the plan into action. There are several methods by which you can implement your plan. Below you will find some details about the implementation of by the plan with the help of investment funds offered by BRD Asset Management.

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FAQ

Find out how a fund works, what costs exist, what taxes you pay, what risks you take on, and how to buy fund units.

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"Trade investment funds 100% online, anytime, 24/7

Buy and redeem fund units directly from the BRD Online app, in RON, EUR, or USD. No branch visits, no subscription or redemption fees.

Instruments

Investment funds

Fixed income

Government bonds, bonds, money market instruments. High stability and high liquidity.

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Equity funds

Exposure to the Romanian market (BVB) or global markets (US, Europe, Japan) via UCITS ETFs.

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Diversified funds

Mix of equities, bonds, and money market instruments. BRD Diverso with CPPI strategy, BRD Oportunități with flexible global allocation.

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Target date fund

The allocation automatically adjusts over time (glide path): more equities at the beginning, more stability toward the target year.

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FAQ

What is an investment fund?

Investment funds represent an investment vehicle that allows a number of separate and independent investors to make investments together by placing monetary resources in liquid financial instruments and operating on the principle of risk diversification with the aim of achieving a potential gain from the invested amounts.

You can find details about the organization, mode of operation and types of funds HERE.

Who can invest in the investment funds managed by BRD Asset Management SAI?

Investors who have reached the age of 18 and legal persons who have read the provisions of the prospectus and who want a simple alternative to invest can become investors of the Funds Managed by BRD Asset Management SAI.

The main advantages of investment funds are:

-           Diversification. With a small amount you have access to a diversified portfolio of financial instruments

-           Liquidity. In open-ended investment funds, you can always buy / redeem

-           Accessibility. The first purchase operation must cover the value of one fund unit. But then, you can subscribe any amount you want.

-           Professional management. Investments are made by a specialized team that has the time, resources, control and knowledge to implement the investment strategy.

What commissions do the investment funds managed by BRD Asset Management SAI have?

Funds managed by BRD Asset Management SAI do not charge purchase (subscription) or sale (redemption) commissions.

 

Fiecare fond de investiții are însă comisioane de funcționare suportate din activul fondului, precum: comision de administrare, depozitare, custodie, etc. Toate comisioanele suportate de un fond sunt transparent prezentate în prospectul de emisiune acestea fiind diferite în funcție de caracteristicile fiecărui fond. Nivelul anual al comisioanelor plătite din activul Fondului este prezentat în documentul “Informații Cheie Destinate Investitorilor”, secțiunea “Comisioane și Cheltuieli”, aferent fiecărui fond de investiții.

What is the minimum amount I can invest?

The minimum amount that can be invested for the first purchase (subscription) is equal to the value of one fund unit (VUAN). More information about the last value of the fund unit can be found HERE. Keep in mind that the value of a fund unit changes from one day to the next.

If you are already an investor, then you can invest any amount.

Where can I buy fund units issued by the Funds Managed by BRD Asset Management SAI?

You can trade fund units through any BRD - GSG agency.

Why BRD Asset Management?

We are the largest open-end fund manager in Romania and part of BRD Groupe Société Générale. Since 2000, we have been offering 12 funds in RON, EUR, and USD for short-, medium-, and long-term horizons.

About us

Over 25 years of experience

founded in 2000, with its first fund (BRD Simfonia) launched in 2001

Part of BRD Groupe Société Générale

one of the largest financial groups in Romania

The largest open-end fund manager in Romania

(according to public AAF data)

12 funds

for any time horizon and risk profile, in RON, EUR, and USD

Zero comissions

of subscription and redemption

Authorized and supervised by the Financial Supervisory Authority (ASF)

Decision No. 527/March 30, 2001; ASF Register No. PJR05SAIR/400010