FAQ
Find out how a fund works, what costs exist, what taxes you pay, what risks you take on, and how to buy fund units.
Three simple steps to take your first step as an investor: save, plan, invest. Complete guide for mutual fund beginners.
Find out how a fund works, what costs exist, what taxes you pay, what risks you take on, and how to buy fund units.
Buy and redeem fund units directly from the BRD Online app, in RON, EUR, or USD. No branch visits, no subscription or redemption fees.
History Compare fund performance since launch. Charts, returns, and key metrics, updated monthly.
Simulator Calculate the monthly amount you need to invest and the time horizon to reach your goals.
Simulator See what diversification means in the investment funds managed by BRD Asset Management SAI, choosing the amount, currency, time period, and risk level.
Resources Financial education is accessible and available to everyone and not just to those who are already involved in the financial field, either through personal investments or through professional life. Read the latest articles on the blog.
Guide Fund taxation in 2026: rates, calculation, withholding tax, and documents received by individual investors.
Government bonds, bonds, money market instruments. High stability and high liquidity.
Exposure to the Romanian market (BVB) or global markets (US, Europe, Japan) via UCITS ETFs.
Mix of equities, bonds, and money market instruments. BRD Diverso with CPPI strategy, BRD Oportunități with flexible global allocation.
The allocation automatically adjusts over time (glide path): more equities at the beginning, more stability toward the target year.
Investment funds represent an investment vehicle that allows a number of separate and independent investors to make investments together by placing monetary resources in liquid financial instruments and operating on the principle of risk diversification with the aim of achieving a potential gain from the invested amounts.
You can find details about the organization, mode of operation and types of funds HERE.
Investors who have reached the age of 18 and legal persons who have read the provisions of the prospectus and who want a simple alternative to invest can become investors of the Funds Managed by BRD Asset Management SAI.
The main advantages of investment funds are:
- Diversification. With a small amount you have access to a diversified portfolio of financial instruments
- Liquidity. In open-ended investment funds, you can always buy / redeem
- Accessibility. The first purchase operation must cover the value of one fund unit. But then, you can subscribe any amount you want.
- Professional management. Investments are made by a specialized team that has the time, resources, control and knowledge to implement the investment strategy.
Funds managed by BRD Asset Management SAI do not charge purchase (subscription) or sale (redemption) commissions.
Fiecare fond de investiții are însă comisioane de funcționare suportate din activul fondului, precum: comision de administrare, depozitare, custodie, etc. Toate comisioanele suportate de un fond sunt transparent prezentate în prospectul de emisiune acestea fiind diferite în funcție de caracteristicile fiecărui fond. Nivelul anual al comisioanelor plătite din activul Fondului este prezentat în documentul “Informații Cheie Destinate Investitorilor”, secțiunea “Comisioane și Cheltuieli”, aferent fiecărui fond de investiții.
The minimum amount that can be invested for the first purchase (subscription) is equal to the value of one fund unit (VUAN). More information about the last value of the fund unit can be found HERE. Keep in mind that the value of a fund unit changes from one day to the next.
If you are already an investor, then you can invest any amount.
You can trade fund units through any BRD - GSG agency.
We are the largest open-end fund manager in Romania and part of BRD Groupe Société Générale. Since 2000, we have been offering 12 funds in RON, EUR, and USD for short-, medium-, and long-term horizons.
About usfounded in 2000, with its first fund (BRD Simfonia) launched in 2001
one of the largest financial groups in Romania
(according to public AAF data)
for any time horizon and risk profile, in RON, EUR, and USD
of subscription and redemption
Decision No. 527/March 30, 2001; ASF Register No. PJR05SAIR/400010